For some time, large technology companies try to convince buyers to use their mobile phones instead of plastic cards to pay for purchases.
In September 2014, at the launch of the new iPhone 6 and iPhone 6 Plus, Apple also launched its system apple pay .
Now Google introduced in the US its own product in the market of payment system via mobile phones: Android Pay
It is estimated that the market will reach a value of US $ 1,000 million. 2017.
But, what are the differences?
The main difference is that Android Pay works with all devices using Android 4.4 KitKat or higher on any carrier and in any location that has installed the system in the United States.
As Pay Apple only works with the iPhone 6 and the iPhone 6 Plus, although besides the United States also works in the UK.
How do they work?
Both systems work in a similar way.
They use short-distance technology known as NFC, which allows two devices physically coming to share information.
This technology has been available on phones Android and Windows for years, but Apple introduced last year with the iPhone 6 and iPhone 6 Plus.
What stores accept these payment systems?
The shops where apple pay and Android Pay can be used are limited by the country of use.
However, the most Recent official figures say that both systems can be used in more than 700,000 stores in the United States.
In the UK, where has not yet been introduced Android Pay , apple pay has the support of all sites where you can make contactless payments, including the London Underground.
Android Pay also gets a little more emphasis on online payments. This is because it has its own system for this type of transactions for a while, called Google Wallet .
Android Pay is really a development and ramification of this service, which was launched in 2011.
What about security?
As with many new technologies today, the biggest worry about something like apple pay or Android Pay is security.
One of the main concerns is whether the information transmitted from the phone contains any of the data on the card.
apple pay and Android Pay do not copy or emulate the signal used when contactless payment with a debit card is made.
Instead, create a virtual card that is used to make the transaction, so the actual bank details are not involved in the transaction.
Both systems also welcome to use fingerprint scanners as an additional level of authentication on the side of the device.
Is it better than the other system?
Not really.
Both use the same basic technology, systems Similar safety and have the same goals.
They are simply forms of wireless payment for their respective operating systems.
While acknowledging that Google has a more inclusive approach.
Even quite old phones can use Android Pay , while only the last iPhones can use apple pay .
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